Built for Contractors. Insurance Re-Imagined.
You deserve an insurance agent who actually understands your business.
Most agents treat contractors like any other client. That’s a mistake. Construction has unique risks, compliance requirements, and cash flow challenges that generic agents simply don’t understand.
The gap? New Jersey contractors needed an agency that:
Job-Site Risks
Understands real job site risks — from ladder falls to subcontractor liabilities, not just office slip & falls.
Fast COIs
Delivers Certificates of Insurance fast — same day, not next week, because waiting means lost work.
Contract Compliance
Knows the compliance rules — every municipal, state, and GC contract has its own insurance requirements, and we make sure you meet them all.
Claim Support
Speaks your language when claims happen — no insurance jargon, just clear communication and help that actually protects your business.
Jeff Friedlander founded NJ Contractors Insurance after 37+ years of watching contractors get
burned by agents who didn’t understand their business. As the owner of five specialized insurance
agencies and published author of two Amazon books on contractor insurance and construction AI,
Jeff saw a gap in the market.
See the books on Amazon Kindle
★ What Makes Us Different ★
⚡ Lightning-Fast COI Service
Same-day certificates for 90% of requests. Rush COIs delivered in 2-4 hours. Your jobs don't wait— neither should your insurance paperwork.
🎯 Contractor-Only Focus
We don't insure restaurants, retail shops, or office buildings. 100% contractors, 100% of the time. This focus means we know exactly what coverage you need and what you don't.
📚 Published Expertise You Can Trust
Jeff literally wrote the books on contractor insurance and construction AI. When you work with us, you're getting advice from a recognized industry authority, not just another sales agent.
🏗️ Every Trade, Every Size - we cover all
Solo contractors to 50+ employee GCs. Residential, commercial, municipal. If you swing a hammer, run wire, or pour concrete in New Jersey, we've got you covered.
Huge savings Through Smart Shopping
Access to 15+ A-rated carriers means we shop your renewal every year. Our clients typically save 15- 25% when they switch to us.
COVERAGE SPECIALTIES
General Liability
Covers third-party injuries and property damage.
Workers' Compensation
Protects employees injured on the job.
Commercial Auto
Covers business vehicles for accidents and liability.
Umbrella / Excess Liability
Adds extra protection beyond standard limits.
Tools & Equipment
Covers stolen or damaged tools and gear.
Builders Risk
Protects projects under construction from loss or damage.
Installation Floaters
Covers materials in transit or awaiting installation.
Surety Bonds
Covering Bid, Performance, License & Permit, and ensuring project completion.
- Author: The Contractor's Insurance Handbook
Jeff Friedlander - Founder & Owner
- 37+ Years NJ Insurance Specialist
- Owner of 5 Insurance Agencies
"I built this agency with one obsession: make insurance work FOR contractors, not against them."
- Author: Constructing Your Future: AI Strategies for Today's Contractor